Rodney Davis Voted to Prevent You From Suing Credit Card Companies

Many credit card and loan agreements include a clause that customers cannot sue the financial firm in court. Instead, “mandatory arbitration clauses” require that disputes be resolved by an arbitrator hired by the bank.

Allowing American citizens to go to court may seem like a good idea when, for example, Wells Fargo opens accounts for customers without their consent or Equifax exposes 143 million consumers to identity theft or Wells Fargo (again) changes the order of a customers’ transactions to increase overdraft fees.

In the later days of the Obama Administration, the Consumer Financial Protection Bureau passed a rule banning financial firms from using mandatory arbitration clauses to avoid lawsuits. Congressional Republicans, however, repealed that rule.

Rodney Davis Voted to Raise Health Costs and Cause 16-32 Million to Lose Insurance

Though Congressional Republicans were unable to agree on an Obamacare repeal bill, most voted for at least one bill that would have increased the cost of medical care (particularly for older and sicker Americans) and caused 16-32 million Americans to lose their insurance.

The American Health Care Act (AHCA), which passed the House, would have raised premiums for older and sicker Americans and left 23 million more uninsured. Three Obamacare repeal bills got 43-49 votes in the Senate, short of the 50 needed for passage: The Better Care Reconciliation Act (BCRA) would have raised out-of-pocket costs and left 22 million fewer insured. The Obamacare Repeal Reconciliation Act (called “repeal and delay”) would have caused premiums to double and left 32 million fewer insured. Those bills would have eliminated protection for preexisting conditions, by allowing insurers to drop coverage for the 10 essential benefits required under current law. Finally, the Health Care Freedom Act (called “skinny repeal”) would have caused premiums to rise 20 percent and left 16 million fewer insured.